FinScore is an AI-driven credit assessment system that predicts a user’s CIBIL (credit) score and provides personalized financial insights using explainable AI (SHAP values).
The system helps users understand why their score is high or low — giving transparency into financial health and responsible credit behavior, using interactive chat interface.
FinScore also features:
- Live prediction of individual credit score
- Personalised recommendations based on cibil report
- RAG-based financial chatbot — answers user queries using RBI documents and context retrieval
- SHAP-based feature importance visualization
- Secure and modular backend architecture (FastAPI + ML model)
- Scalable microservice-ready design
Secure FinTech and Blockchain
| Category | Tools / Technologies |
|---|---|
| Frontend | React, Vite, Redux Toolkit, TailwindCSS |
| Backend | FastAPI (Python), Express.js, Node.js |
| Machine Learning | Linear Regression, SHAP |
| Data Processing | Pandas, NumPy, Scikit-learn |
| Notebook / Training | Google Colab |
| Version Control | Git, GitHub |
| Database | MongoDB, Pinecone |
Team Name: Cryptonics
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